Congress just passed the 21st Century ROAD to Housing Act — the biggest federal housing bill in decades — and it became law in July 2026. It bans Wall Street from buying up single-family homes, streamlines new construction, and pays…
“It’s a buyer’s market” — you’ve heard it everywhere lately. But is it actually true in South Florida? The honest answer is: it depends which South Florida you’re standing in. On our latest South Florida Mortgage Report, we broke down…
If you’re helping a buyer count on Florida’s Hometown Heroes program, know this up front: the rules have narrowed over the last couple of years, and the box is tighter for 2026 than most people realize. The money is real…
*South Florida Mortgage Report | June 2026* — On June 17th, Kevin Warsh held his first meeting as Chair of the Federal Reserve. Rates didn’t move. He didn’t cut, he didn’t hike, nothing changed on the headline number everyone watches…
We recently closed a 5% down Fannie Mae conventional loan on a South Florida condo where the building’s reserve budget was below 10% — the threshold that stops most lenders cold. Most of the lenders the buyer had spoken to…
 This article is based on a live episode of the South Florida Mortgage Report. Watch on YouTube https://youtu.be/HIOZ9kbh4T8 Apple Podcasts https://podcasts.apple.com/us/podcast/south-florida-mortgage-report/id1834181574 Spotify https://open.spotify.com/episode/1b8aBvuomBoHwdsKXk10x4?si=GteJkJ9qQwuhaULeoqyF7w By Craig Garcia, President — Capital Partners Mortgage Services Phil Biber has been appraising South Florida real…
South Florida Mortgage Report | Week of May 19, 2026 This is the written version of this week’s South Florida Mortgage Report. [Listen to the full episode here →] https://youtu.be/tH-gXcTguvw When mortgage regulators designed the APR disclosure requirement, the…
Embracing the Summer Solstice for Your Home Purchase As we approach the summer solstice, the longest day of the year, many people find themselves with extra hours of daylight to tackle various tasks. For those considering buying a home, this…
South Florida Mortgage Report | May 15, 2026 Brad White didn’t plan to become the Rock and Roll Realtor. He was a finance guy — underwriting manager, corporate world, working remotely. Then he moved to Northeast Florida from the Midwest…
*South Florida Mortgage Report | May 8, 2026* — This week’s jobs report was supposed to be straightforward. Non-farm payrolls were expected to come in around 55,000 jobs created. The actual number: 115,000 — double what was expected. Under the…
