10,418 Cut the Price. 34 Advertised a Rate Buydown.
There are 23,947 condominiums for sale in Miami-Dade, Broward and Palm Beach County right now. More than ten thousand of them have already cut their price. Thirty-four are advertising a…
Forget The Rate Hike. Oil Is Driving The Boat.
The Fed raised rates Wednesday for the first time in three years. Mortgage rates ended the week right about where they started it. America is drilling more oil today than…
UAD 3.6: What the New Appraisal Report Means for Your Closings
The UAD 3.6 appraisal report lands November 2, and it changes shape for the first time in over fifteen years. Not how your house gets valued — how it gets…
Florida Amendment 3, Explained: What It Saves You and What It Costs Your City
On November 3, Florida votes on Amendment 3. It would raise the homestead exemption by $200,000 over two years, and it needs 60% of the vote to pass. Almost every…
How to Challenge Your Broward Property Assessment — and the Deadline You Can’t Miss
Every Broward County property owner got a notice in the mail last month. Most people opened it, saw a number, decided it was bad news, and put it down. That…
The Treasury Bought $6 Billion in Bonds. The Bond Market Laughed.
On Wednesday the Treasury Secretary went out to buy back bonds. The program was supposed to be four billion dollars. He bought six, and told the market not to bet…
The 2027 Condo Reserve Deadline: Your Board Votes This Fall — and It’s $42 a Month.
Sometime in the next two months, your condo board is going to sit down and approve next year’s budget. One line on that budget decides whether the person buying your…
The Fed Just Opened the Door to a Rate HIKE. Your Mortgage Barely Flinched.
On Friday the Federal Reserve chair opened the door to raising interest rates. The odds of a hike in September went from 35% to nearly 58% in one afternoon. Then…
The Treasury Doubled Its Bond Buybacks. Your Mortgage Payment Moved $5.
Wednesday morning the U.S. Treasury doubled the size of its long-bond buyback program. The thirty-year Treasury had just hit its highest level since 2007. Yields fell on the news. By…
Should You Use Your Home to Pay Off Debt?
You’ve seen the pitch — “consolidate your debt, lower your payment.” Before you roll credit-card debt onto your house, here’s the honest version, including the one thing about your Florida…
Should You Pay Off Your Mortgage Early? The Honest Math
Should you pay your mortgage down early with extra payments — or put that money to work somewhere else? It’s one of the most common questions we get, and people…
Rate Buydown vs. Price Reduction: Which Saves More?
Mortgage rates have swung hard in 2026 — from under 6% in the winter to nearly 7% by August. That volatility has cooled buyer competition, which quietly hands buyers something…
