In the Media
Craig Garcia, President of Capital Partners Mortgage, is a nationally recognized mortgage expert and South Florida real estate lending authority. He has been quoted by CNN, HousingWire, CBS News, the Sun Sentinel, and other leading outlets on mortgage markets, condo financing, and housing affordability.
As seen in
- CNN
- HousingWire
- CBS News
- Sun Sentinel
- Mortgage Professional America
- U.S. News & World Report
- Miami Today
- SuperMoney
“With the additional required savings associations have been required to implement, coupled with needed repair projects while simultaneously dealing with increased insurance costs, some condos have become significantly harder to maintain for some owners.”
— Craig Garcia, quoted in Mortgage Professional America, April 2025
Press & Media Coverage
What could happen with mortgage interest rates this spring? Experts weigh in
“You have a balancing act between inflation seemingly contained, and the jobs market steady. For rates to break higher or lower, you need a change in perception that inflation is back out of containment for higher rates, or that the jobs market is really under stress for rates to get much better.”
Mortgage Rates · Economic Analysis
3 things homebuyers should do in 2026 (and 3 things to avoid), according to experts
“We see half of transactions with some sort of seller concession for closing costs, and the shrewd buyers are negotiating to use some or all of those concessions to buy their interest rate down temporarily or permanently while the negotiating power is there now.”
Homebuying Strategy · Mortgage Rates
The ‘800-pound gorilla’ now threatening housing affordability in the US
Craig was quoted on the compounding pressures driving Florida condo financing challenges — rising association reserves, repair costs, and insurance premiums simultaneously straining affordability.
Condo Financing · Affordability
South Florida Housing Market Coverage
Craig was featured in Miami Today’s ongoing coverage of South Florida real estate and mortgage market conditions.
South Florida Market
National Housing Market Analysis
HousingWire, the leading trade publication for mortgage and real estate professionals, featured Craig’s expert perspective on current lending conditions.
Mortgage Industry · Market Analysis
South Florida Real Estate & Mortgage Coverage
Craig provided expert commentary for the Sun Sentinel on mortgage financing and South Florida market conditions.
South Florida Market
Mortgage & Housing Market Analysis
Craig was cited by CBS News as a mortgage expert on national housing and financing topics.
Mortgage · Housing
Mortgage & Lending Expert Commentary
A second feature by CBS News drawing on Craig’s expertise in mortgage lending and market conditions.
Mortgage · Lending
CNN Personal Finance Feature
Craig was sourced by CNN’s consumer finance desk for expert perspective on mortgage and home financing topics.
Personal Finance · Mortgage
This Sunrise condo building lost its windstorm insurance — so buyers can’t get financed
Craig explained how condo buildings that lose windstorm insurance coverage create financing roadblocks for buyers, a growing challenge across South Florida’s aging condo stock.
Condo Financing · Insurance
What Is a Mortgage?
U.S. News & World Report tapped Craig as a subject matter expert to help explain mortgage fundamentals for consumers navigating the homebuying process.
Consumer Finance · Mortgage Basics
South Florida Mortgage Market Coverage
Craig provided expert analysis for Miami Today on local mortgage and real estate market dynamics.
South Florida Market
Personal Finance & Mortgage Guidance
SuperMoney featured Craig’s expertise in a consumer-facing guide on mortgage and home financing topics.
Personal Finance · Home Loans
How Long Are Home Equity Loans?
Craig explained the strategic uses of home equity — when a HELOC makes sense for borrowers who plan to repay quickly, and when tapping equity for depreciating assets or lifestyle expenses is a mistake.
Home Equity · HELOC
Shocked by how high your monthly mortgage payment went up? Here’s why it jumped
Craig explained the drivers behind surging mortgage payments as rates climbed, helping South Florida homeowners understand escrow adjustments, tax increases, and insurance cost passthrough.
Mortgage Payments · Interest Rates
Mortgage demand is dropping — here’s what it means for South Florida
As rising rates began cooling demand nationally, Craig provided South Florida-specific analysis of what declining mortgage applications signaled for the local housing market.
South Florida Market · Interest Rates
Home mortgages easier to get, more affordable
Craig marked a turning point in post-crisis mortgage access, noting that obtaining a home loan had become “tremendously easier” compared to the years following the housing crash.
Mortgage Access · Market Recovery
Residential Foreclosure Numbers Piling Up
Early in his career, Craig was quoted on appraisal accuracy issues and the market pressures facing South Florida homeowners during the foreclosure crisis.
Appraisals · Foreclosure Market
Media Inquiries
Craig Garcia is available for comment on South Florida real estate, mortgage markets, condo financing, and housing affordability.
Contact: craig@cp-mtg.com | 954-256-0201
